Terms and Conditions

Our Website and Conditions of use
These are the terms of use for the Savendale Limited website 

Using our Website and accepting our Terms & Conditions
“We”, “Us”, “Our” or “Savendale Insurance Services” or ”Savendale” means Savendale Limited.
You agree to observe these Terms and Conditions as well as any other specific terms and conditions for content or functionality that maybe used on the Website. 

Please read carefully

Your use of this Website constitutes acceptance of the Terms & Conditions. 

Personal Use Only
If you have any queries about the information on the Website, you should contact Us.

Our Website is for information and to assist in placing business with Us only and must not be used for any other commercial purposes. If We consider that you are using the Website for inappropriate commercial purposes, We may suspend or withdraw your access immediately and, if appropriate, pursue legal action against you. 

Website Information Does Not Constitute Financial Advice
The Website includes financial information, articles and tools to help keep you informed about general financial, market and general public conditions.

We endeavour to make sure our Website is correct but you should not rely on any of the information on Our Website for advice or as a recommendation that a product or investment is suitable for you or your circumstances. Any comments about the suitability of a product for a particular type of insured is intended as general information based on past transactions by us and should not be taken as advice.

Some of the information and articles presented on Our Website are provided by third parties and do not represent the views or opinions of Savendale. Savendale is not responsible for the validity or accuracy of such publications and all publications are provided for information purposes only. 

Third Party Links and Information
Our Website may contain hyperlinks to websites and resources owned and operated by third parties. We have no control over the contents of those websites or resources and make no representations about and do not accept any liability in relation to them. You should read the terms and conditions of those websites and you are responsible for determining the safety, content or validity of any third party website.

You must not do anything to corrupt, damage or interfere with Our Website and you may not link any other websites to our Website without Our permission. Please contact Us if you would like to link to Us. 

Privacy Policy and Cookie Policy
We take your personal privacy seriously. By using our Website, you agree to the terms of Our Privacy Policy and
Cookie Policy
Information You Provide
In order to provide you with products and financial services that are relevant to your requests, We must have accurate information from you. Thus, in providing information to Us, you confirm that all the data you have given is accurate and, if you wish to correct or update the information you give us, you can do so by contacting Us at:

Intentionally providing false or misleading information or using another person’s email or personal information for the purposes of falsely obtaining any of our products or services may lead to termination or forfeiture of the product or services and may result in legal action. We may terminate any services or products provided to you or others based upon based on you intentionally providing materially false information or acting under a false identity that you have supplied to Us. 

We may revise these Terms and Conditions without notice at any time by amending this page.

We urge you to check this page from time to time for any changes to these Terms and Conditions. We may also change or withdraw access, use or terms of registration for this Website at any time without notice. 

Intellectual Property  
We expressly reserve all rights in all Intellectual Property of the Website.

Use of our Website
You may not access or use the Website or otherwise exploit, extract, screen scrape, publish, distribute, or reproduce any part of the Website and may not use bots or other electronic automatons to interact with the Website.

We may take legal action if we discover any unauthorised use or interference with access to the Website, misappropriation, misuse or infringement of our content, Website functionality, look and feel of the Website or interference with the identity of our Website or taking action to impair the goodwill of any other Intellectual Property.  

We have no liability to you or others regarding this Website, including damage caused by: · Inaccurate, untimely, incomplete or erroneous information    
· Unavailability of the Website at any time or for any period
· Failure to log in, access the website or stay online
· Inability to purchase products or services or take advantage of pricing or offers or the decision by Savendale not to sell any product or service
· Inability to complete a transaction due to unavailability of staff
· Events beyond our control or which could not have been reasonably foreseen
· Third party interference such as hacking, computer viruses, bugs, trojans, information posted on the web by unauthorised parties, phishing, and any other cyber crime 

The Law of Scotland governs the use of the Website and, in the event of a dispute, you irrevocably submit to the exclusive jurisdiction of the Scottish Courts. 

About Us
The Website is owned and operated by Savendale Limited registered in Scotland under company number SC616724 with its registered office at 24a Ainslie Place, Edinburgh EH3 6AJ

Savendale Limited is an Appointed Representative of Pulse Insurance Limited

Pulse Insurance Limited is authorised and regulated by the Financial Conduct Authority FRN 308626

Savendale Limited is authorised and regulated by the Financial Conduct Authority FRN 830812

Savendale Insurance Services is a trading name of Savendale Limited