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Executry Bonds

This bond is a requirement of the Sheriff Court and such bonds are tailored to meet the requirement of the court when an Executor is “Applying for Confirmation”. A single premium payment is made at inception. This bond protects the Beneficiaries of the estate in the event that the Executor(s) fail to act appropriately when distributing the estate. These bonds can be applied for online and can be tailored to meet specific requirements. An Underwriter will provide a quotation within 48 hours.

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Guardianship Bonds

A Guardianship Bond is required by the Office of the Public Guardian to allow a person to manage an incapacitated adult’s affairs. It protects the adult who is incapacitated in the event that the appointed Guardian fails to manage the assets of the adult appropriately. These bonds are annually renewable. They can be fully processed online and a signed bond will be returned to your email address instantly.

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Missing or Unknown Beneficiary

This insurance policy is designed for the protection of Executors, Administrators, Personal Representatives and Trustees in the event that a Missing or Unknown Beneficiary comes forward claiming part of a deceased person’s estate after it has been distributed. Insurance is available for Scotland, England and Wales.

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Missing Will

A Missing Will insurance policy is designed for the protection of Executors, Administrators, Personal Representatives and Trustees in the event that a previously missing will comes to light, affecting the distribution of a deceased person’s estate which has already been settled. Insurance is available for Scotland, England and Wales.

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Early Distribution

This policy is designed for the protection of Executors, Administrators, Personal Representatives and Trustees in the event that a deceased person’s estate is distributed without waiting for the statutory period to expire. The policy provides cover for the Beneficiaries under the will, as well as Beneficiaries of an intestate estate. Insurance is available for England and Wales.

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Lost Share Certificates

Lost Share Indemnities are required by registrars in the event that a shareholder loses a share certificate and requires a replacement certificate. They are designed to protect the registrar from any loss arising from the use or misuse of the original certificate, if it is recovered. Savendale Insurance Services offers counter indemnity and full indemnity policies, both of which provide protection indefinitely after the share certificate has been re-issued for a one-off premium.

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All Savendale Bonds of Caution and other Executry insurance products are underwritten by CLS PI on behalf of Great Lakes Insurance SE, UK Branch (“Great Lakes”). Great Lakes is a wholly owned subsidiary of the Munich Re group of companies and has a financial strength rating of AA- with Standard and Poor’s and is authorised and regulated by the Financial Conduct Authority.